Hello, card friend.

The Zhejiang Tailong Commercial Bank you mentioned in your question is a local bank and a city commercial bank.

If you are from Zhejiang (or have been working there for a long time), then this bank’s credit card is relatively easy to use for you, because this kind of bank has relatively many branches in the area. The business will be more convenient; and if you apply for a credit card from this bank as a local, the time for the bank to review and issue the card will be shortened accordingly (the time of mailing in transit), and you can get the credit card you applied for from this bank faster.

However, if you are not from Zhejiang and do not often work there, applying for a credit card from this bank is obviously not a good choice.