Hello, our credit card can be used normally in Hong Kong. At present, there are two basic credit card lines in Hong Kong, UnionPay line and international line (VISA, MASTERCARD, JCB or American Express, etc. ). There is no extra charge for swiping the card on UnionPay line, and the Hong Kong dollar is converted into RMB according to the exchange rate of "China UnionPay" for settlement; If you swipe your card on an international line, it will be settled in US dollars. Since the consumption other than credit cards will be settled in US dollars, if the consumption amount is not US dollars, there will be an exchange fee between the two currencies, that is, 0.5% of the transaction amount of 65438+. If the consumption amount is USD, no settlement fee will be charged. When spending, you can ask the merchant if there is a UnionPay credit card limit, which is convenient for you to choose. If you have any other questions, please visit "Online Customer Service" (website: Logincmu=0), we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!
How to calculate the exchange rate when buying things with mainland credit cards in Hong Kong?
It was deducted according to the exchange rate of UnionPay on that day, but your signature is listed in Hong Kong dollars, but it will be converted into RMB deduction.
Do you charge RMB 1: 1 directly for China Bank UnionPay RMB credit card at the exchange rate of Hong Kong dollars?
UnionPay cards spent abroad (including China, Hong Kong, Macao and Taiwan) can be used by merchants with UnionPay logo, and settled in RMB, and the exchange rate is the real-time exchange rate of UnionPay on the trading day.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
So much for the introduction of Hong Kong credit card exchange rate.