1. Any natural person who is over 18 years old and has full capacity for civil conduct can apply for a CITIC Credit Card personal card master card from the card issuer with his or her valid identity document and other documents required by the card issuer.

2. All enterprises, administrative institutions, military units, social groups, other economic organizations authorized by legal persons, etc. that open basic accounts in financial institutions within China and have independent legal person status can rely on the People's Bank of China Please submit the issued account opening license and other information to the card issuer to apply for a CITIC Business Card.

It should be noted that the qualification of a business card holder shall be designated and revoked in writing by the legal representative of the unit or his authorized agent. Each unit can apply for multiple official cards.