No, this is illegal. It does not fall within the obligations that employees should perform, nor does it fall within the scope of company rules and regulations that should be observed. If the company unilaterally and illegally terminates the labor contract, the employee may require it to continue performance or pay double economic compensation. You can pursue your rights through arbitration.

If the card is not used to pay wages, it is unreasonable. In fact, it is very easy to cancel a credit card. You do not need to open a card after you get it. You can directly call the credit card service phone and ask for manual service to cancel it. , so there will be no annual fee and no impact on your credit.

1. The following information must be prepared when applying for a credit card:

1. Copy of identity certificate (such as ID card and passport, both photo and ID number).

2. Work certificate, such as work certificate with the official seal or financial seal of the unit issued by the unit office or the Human Resources Department or the Finance Department, or a review copy of the work permit with a photo.

3. Proof of income, issued by the unit office, personnel department or finance department with the official seal or financial seal of the unit.

Others, such as a copy of the real estate certificate, a copy of the vehicle driving license, a copy of ICBC’s bank statement, treasury bonds, financial product certificates, a copy of the professional title certificate, qualification certificate, and a business license indicating that I am a legal person , copies of credit cards from other banks in my name that have been used for more than six months will be helpful for credit card applications.

2. Advantages and Disadvantages of Applying for a Credit Card

The advantage of a credit card is that you can make ordinary purchases without cash in the card, as long as the amount of consumption is returned on time.

Benefits of credit card:

1. You can overdraft consumption without deposit, and you can enjoy an interest-free period of 20-56 days.

2. When you swipe your card when shopping, you will receive points as gifts.

3. You can enjoy discounts when using the card at the bank's designated merchants.

4. Accumulate personal credit and add integrity records to your credit files.

5. You can withdraw money or make purchases by swiping your card at ATM machines and POS machines with the UnionPay logo.

6. Some credit cards can collect existing points.

7. Free monthly mailing of statements.

8. The supplementary card function allows you to manage finances simultaneously and control your children’s financial expenditures.

9. One card with dual currencies, overseas consumption can be repaid in domestic RMB.

10. 24-hour service hotline, loss report takes effect immediately.

11. Cooperate with third-party platforms to provide cardholders with preferential services.

Disadvantages of credit cards:

1. Credit cards can easily lead to over-consumption.

2. Credit card annual interest rates are higher.

3. Credit card debt can cause mental stress.

4. If your credit is not good, the cost of borrowing money will be higher, and you may even be unable to borrow money.

5. Credit cards can lead to out-of-control debt.

6. Emergency financing can easily turn into long-term debt.