How to calculate points for CCB credit card

Cardholders can accumulate points when using China Construction Bank Longka credit card (except for transactions or merchants designated by China Construction Bank that do not accumulate points), including comprehensive points and special points.

1. The comprehensive score is that the cardholder uses the Longka credit card, and 1 point is accumulated for every RMB 1 yuan spent (rounded to the nearest and nearest); 7 points for every dollar spent; 9 points for spending 1 euro with a European travel card. Special points refer to the service of product rights and interests of some credit cards (such as automobile cards and airline co-branded cards), and provide points accumulation and points redemption according to specific product rights and interests rules. Every time you spend RMB 166 (or equivalent foreign currency) with Shanghai Volkswagen Dragon Card, you will get 1 point (accumulated by integral multiple of 1 point).

2. the points of the cardholder's main card and the supplementary card are combined, and the points generated by the consumption of the supplementary card are accumulated in the main card. Points are valid for a maximum of five years (calculated in calendar year, including the year of accumulated points), and the accumulated points from January 1 to December 31 each year (the "first year") expire on December 31 of the fifth year and are uniformly cleared. The accumulated points before December 31, 216 (inclusive) are permanently valid.

example: the accumulated points between January 1 and December 31, 217 will expire on December 31, 221, and the remaining points will be cleared automatically and cannot be recovered.

(in case of business changes, please take the actual situation as the standard. )

How to calculate the points of CCB

Question 1: How to calculate the points of CCB Credit Card? The basic points are as follows: for cardholders who use Longka Credit Card, every time they spend RMB, 1 yuan will get 1 point (for those who use Shanghai Volkswagen Longka, RMB 1 yuan will get 6 points); 7 points for every dollar spent in 1 yuan (4.2 points for spending with Shanghai Volkswagen Dragon Card and 4.2 points for 1 yuan); 9 points for spending 1 euro with a European travel card. Excellent business card-personal business card spending RMB 1 yuan 1 point; For transactions settled in US dollars, CCB will accumulate points according to the amount recorded in RMB after purchasing foreign exchange for cardholders on the bank bookkeeping date.

by editing the SMS "CCJF# last 4 digits" reserved in the credit card system of China Construction Bank and sending it to 95533, you can query the credit card points and the current summary points of the credit card under the cardholder's name as of the day before sending the SMS.

You can go to CCB official website to learn more about the specific points rules. Click "Points Exchange"-"Rules and Announcement" above.

Question 2: How to calculate the points of CCB? For spending with Dragon Card, RMB 1 yuan will earn 1 point and USD 1 yuan will earn 1 points (for spending with Shanghai Volkswagen Dragon Card, RMB 1 yuan or USD 1 yuan will earn 6 points). The calculation date is the bank bookkeeping date of this consumption. Gifts vary from time to time, so it depends on the situation at that time.

Question 3: How to calculate the points of CCB's credit card? 1. The cardholders of CCB's Longka credit card can accumulate the comprehensive points of individual customers (except the transactions or merchants designated by China Construction Bank that do not accumulate points) by swiping their cards.

2. When the cardholder uses the Dragon Card, according to the recorded amount, he will accumulate 1 point for every RMB 1 yuan spent (RMB 166 for consumption with Shanghai Volkswagen Dragon Card), 7 points for every US dollar 1 yuan spent (RMB 166 for consumption with Shanghai Volkswagen Dragon Card), and 9 points for every Euro spent, and the portion less than 1 yuan will be rounded up.

from January 1st, 217, the validity period of points is up to five years (calculated by natural year, including the year of accumulated points), and the accumulated points from January 1st to December 31st (the "first year") will expire on December 31st of the fifth year, which will be cleared uniformly and cannot be recovered. The accumulated points before December 31, 216 (inclusive) are permanently valid.

3. For details of the points rules, please log on to the credit card website, click "Service Guide-Help Center-Related Downloads" and download the China Construction Bank Longka Credit Card Points Rules.

question 4: how is the credit card of CCB scored? How much you spend adds up to one point. CCB's credit card consumption RMB 1 yuan accumulated 1 point; Consumption of US dollars 1 yuan accumulated 7 points; For example, the European travel card is in euro currency, and spending 1 euro accumulates 9 points. Shanghai Volkswagen Dragon Card earned 6 points in RMB 1 yuan and 4.2 points in USD 1 yuan.

points are valid all the year round during the validity period of the card (except for Shanghai Volkswagen Dragon Card and other special provisions), and points can continue to be accumulated and redeemed after the card expires; If the card is not renewed or cancelled upon expiration, if there are other CCB credit cards in normal use under the name, the points of the cancelled card can be transferred to other cards under the name; If not, after the credit card is cancelled, the points will be cleared.

the credit card website of CCB has an announcement of the points rules.

Question 5: How to calculate the credit card points of China Construction Bank? First, the points accumulation rules

Cardholders can accumulate points when they use China Construction Bank's Longka credit card to swipe their cards in hotels, restaurants, entertainment, department stores and other retail stores; For merchant installment and mail order installment payment business, you can get equal points of the total installment principal at one time. However, points will not be calculated for the following items:

1. Payment of revolving credit interest, annual fee, late payment fee, installment fee and other expenses, cash withdrawal and repayment by Longka credit card;

2. related expenses paid by withholding and payment and transactions paid on behalf of others by swiping the card;

3. Merchant consumption and financial and payment transactions (such as insurance, investment, tax payment and fines) in non-profit industries such as real estate, automobiles, wholesale, hospitals and schools, as well as charity and social services;

4. installment of car purchase, decoration, study abroad, parking space, consumption, bill and cash;

5. excellent business card-all kinds of consumption of corporate cards;

6. merchants with special charges determined by unionpay;

7. Other transactions or merchants designated by China Construction Bank that do not earn points.

Second, the rules for calculating points

1. The basic points are that the cardholder uses the Dragon Card, and every time he spends RMB 1 yuan, he will earn 1 point (for spending with Shanghai Volkswagen Dragon Card, RMB 1 yuan will earn 6 points); 7 points for every dollar spent in 1 yuan (4.2 points for spending with Shanghai Volkswagen Dragon Card and 4.2 points for 1 yuan); 9 points for spending 1 euro with a European travel card.

2. Excellent business card-1 point for spending RMB 1 yuan on personal business card; For transactions settled in US dollars, CCB will accumulate points according to the amount recorded in RMB after purchasing foreign exchange for cardholders on the bank bookkeeping date.

3. the points of the cardholder's main card and the supplementary card are combined, and the points generated by the consumption of the supplementary card are accumulated in the main card.

Question 6: How does CCB get one point for saving card and credit card swiping? I suggest you go to the official website of CCB for specific points redemption scores.

Question 7: How to calculate the credit card points of CCB? How much is the lower one point? Log in to CCB Credit Card official website, and choose points redemption to enter integral mall. Click "Store Redemption" to see if there are local merchants who can use CCB credit card points to deduct cash. If there are, every 1, credit card points can be converted into RMB 2 yuan for consumption, directly deducting your transaction amount, and 1, can arrive in 2 yuan.

question 8: what's the use of China construction bank's account points? It seems that only items can be exchanged.

question 9: How is the points of China construction bank calculated? CCB Credit Card The credit card spending of general shopping malls, supermarkets, restaurants, etc. of CCB Credit Card has points, and RMB 1 yuan has 1 point. If it is a double-logo credit card, 1 yuan will get 7 points for every dollar spent, and 9 points for every euro spent on a European travel card.

In addition, as far as I know, there are cases where credit cards of CCB are not counted as points: online shopping transactions through third-party payment platforms are not counted as points, and those like Alipay are not counted as points. In addition to the Internet, there are wholesale businesses, financial insurance businesses, car sales businesses, charitable organizations, and so on, and there are no points ~

Question 1: How to calculate the basic points of CCB credit cards? For cardholders who use Longka credit cards, they will get 1 point for every consumption of RMB 1 yuan (6 points for consumption with Shanghai Volkswagen Longka, and 6 points for RMB 1 yuan); 7 points for every dollar spent in 1 yuan (4.2 points for spending with Shanghai Volkswagen Dragon Card and 4.2 points for 1 yuan); 9 points for spending 1 euro with a European travel card. Excellent business card-personal business card spending RMB 1 yuan 1 point; For transactions settled in US dollars, CCB will accumulate points according to the amount recorded in RMB after purchasing foreign exchange for cardholders on the bank bookkeeping date.

by editing the SMS "CCJF# last 4 digits" reserved in the credit card system of China Construction Bank and sending it to 95533, you can query the credit card points and the current summary points of the credit card under the cardholder's name as of the day before sending the SMS.

You can go to CCB official website to learn more about the specific points rules. Click "Points Redemption"-"Rules and Announcement" above.

What are the credit card points rules of CCB?

Credit card holders can accumulate individual customers' comprehensive points (except for transactions or merchants designated by China Construction Bank that do not accumulate points) when spending by swiping their cards.

1. The comprehensive points of individual customers are as follows: the cardholder uses the Dragon Card, and according to the recorded amount, 1 point is accumulated for each consumption of RMB 1 yuan (for consumption of Shanghai Volkswagen Dragon Card, 1 point is accumulated for RMB 166), 7 points are accumulated for each consumption of USD 1 yuan (for consumption of Shanghai Volkswagen Dragon Card, 7 points are accumulated for USD 166), and 9 points are accumulated for each consumption of EUR 1, and the part less than 1 yuan is rounded up;

2. Generally, the cardholder's credit card spending points will be credited to the customer's comprehensive points account within three working days after the consumption is credited. In special circumstances, the actual posting time shall prevail;

3. The points earned by the supplementary card holders will be automatically incorporated into the comprehensive points of individual customers of the main card to which they belong. Credit card points can only be redeemed by the main card holders themselves, and supplementary cards cannot directly participate in the points redemption;

4. From January 1, 217, the validity period of the points is five years at the longest (calculated by natural year, including the year of accumulated points), and it cannot be recovered. The accumulated points before December 31, 216 (inclusive) are permanently valid;

5. Where the goods or services purchased by credit card are returned, or the money is returned due to disputes over the purchase order or other reasons, CCB will deduct the points obtained from this transaction;

6. Cardholders can accumulate points for credit card spending in hotels, restaurants, entertainment, department stores and other retail stores, and for mail order installment and merchant installment through the credit card center of China Construction Bank.

details of the points rules can be viewed through integral mall.

(in case of business changes, please take the actual situation as the standard. )

This is the end of the introduction on how to calculate credit card points and what is the use of credit points of CCB. I wonder if you have found the information you need?