Cloud Pay Instructor
When many friends use Cloud Pay, they will definitely have doubts about whether there are points for swiping credit cards on Cloud Pay, because everyone wants low fees. I can apply for a credit card, but I also want to use Cloud Pay to earn bank points, so as to avoid being discovered by the bank and cashing out, which will lead to a reduction in the limit or even the cancellation of the card. So what exactly does it do to swipe a card on Cloud Pay?
When you swipe your card on the Yunpay platform, what merchant is shown on the bill? Will it have any impact on the card?
Cloud payment card swiping belongs to online fast payment, cardless payment, scan code payment, and aggregated payment. Internet payment and traditional POS are two different things. The bank side shows Alipay consumption and WeChat payment consumption. It is a payment behavior, not an acquisition behavior, so it will have no impact on your card! UnionPay displays the terminal payment channel name (similar to a comprehensive acquiring window like Taobao Mall).
Online payment is available at merchants all over the country. It is the same as paying by credit card when you shop on Alipay. UnionPay small amount display: Huidong Life mobile payment. UnionPay points display: (Special) Yealink Business. UnionPay large amount display: Everson Technology. So you don’t need to worry. This is the channel name of UnionPay rather than the merchant name. It is similar to Taobao Mall, but there are countless merchants and stores under the mall. The name of a channel covers them all, and is similar to hotel business, ticketing, Travel tickets...large merchant categories like this are in it. But not knowing which one you are consuming is equivalent to the thousands of merchants it covers.
Card swiping merchants and points situation
a. UnionPay points channel: Minsheng Business Travel is the one that comes out. Many business travel credit cards carry points. Cards that support online transaction points can also earn points. . Note: Not all credit cards will earn points through the points channel!
b. WeChat Pay: The merchant to be redeemed is Tenpay, and cards that support online transaction points can be redeemed.
c. Alipay payment: What comes out is Alipay, and China Merchants Bank uses quick payment to get points.
The following is how the editor obtained points by swiping China Construction Bank Hot Purchase Card through Cloud Pay:
1. With the Hot Purchase Card, swipe Cloud Pay and use Cloud Pay to withdraw cash (note that this is new The maximum handling fee for cash withdrawals for registered users can be reduced)
2. Withdraw money to the savings card and it will arrive in seconds
3. Earn points for popular cards
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If you have anything you don’t understand, please contact the editor and let me know. Follow the WeChat ID, Cloud Pay will give you 10 yuan cash back for the first payment, just enter "Scanned QR code to register, last 4 digits of mobile number" in the official account to register, and a WeChat red envelope will be sent within 24 hours after approval.