Minsheng Bank's credit card product line is mainly composed of gold and platinum cards, and the basic amount of these two types of cards is 3, yuan. This limit is the * * * credit limit of all Minsheng credit cards under the cardholder's name, including the main card and supplementary card, and the consumption of both RMB accounts and US dollar accounts will be converted within this total amount. The credit limit will be adjusted regularly according to the cardholder's credit status, income and other factors, but customers can also provide financial proof to apply for increasing the credit limit.

The credit line of Minsheng Credit Card is approved by comprehensively considering the applicant's age, occupation, income and other factors. Since Minsheng Credit Card is a dual-currency card, the quota is shared by RMB and USD. For different levels of cards, the proportion of cash advanced will be dynamically adjusted according to the customer's card use. The actual credit limit of the customer may be different due to personal qualifications and submitted certification materials, and it refers to the general range provided by the bank, and the specific credit limit shall be subject to the approval of the bank.

In addition, Minsheng Credit Card allows temporary limit adjustment, but this adjustment is limited. The temporary limit is valid for 3 days, and generally takes effect within 1 days after application. If it exceeds this period, it may not be accepted. The increase of the temporary limit will correspondingly increase the available limit for cash withdrawal, but after use, this part of the limit will be included in the minimum repayment amount of the current bill at the end of the temporary limit.

The above information comes from the credit card service description of China Minsheng Bank official website. Please refer to its official page for the latest information for detailed terms.