1. Apply for temporary credit line. To apply for a temporary credit line, the cardholder must hold the card for at least three months. The cardholder calls the bank's customer service to apply, and the bank will make adjustments according to the customer's credit status and card usage. The temporary credit line is valid for up to 3 months, and your credit line will be automatically restored to the original one after expiration.
The credit limit of permanent credit card needs at least six months. At the same time, the applicant needs to provide sufficient credit certification materials for review by relevant departments. It usually takes 3 working days to get the results.