If you set the limit for your credit card yourself, you can log in to the personal online banking of your credit card and cancel the limit in the limit setting;

If the bank automatically sets the limit on your credit card The limit may be due to the safety of your card use; or you may not be active enough in your daily consumption, so the bank intentionally limits the limit; it may also be because you have a bad record of overdue payments, or the bank detects that you are suspected of cashing out, and automatically limits the limit. If this is the case above, try to cancel the limit through online banking. If this fails, you can only call the bank service hotline to apply for cancellation.

Industrial Bank was founded in 1988 with its head office in Fuzhou, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 300 banks in the world. Industrial Bank Credit Card Center was established in July 2004. It is an organization directly affiliated to the head office headquartered in Shanghai and is fully responsible for the operation and management of Industrial Bank’s credit card business.

Introduction

In July 2004, a dual-currency card that complied with international standards was issued. In December of the same year, the Industrial Bank credit card with the Hang Seng logo was launched nationwide with the strategic partner Hang Seng Bank of Hong Kong.

Card usage knowledge

Annual fee-free policy: Swipe the card 5 times with the Puka Gold Card to waive the annual fee for the following year

Cash advance handling fee: RMB: 2 of the cash loan amount, the minimum is RMB 20 per transaction (regardless of the same city or different place). Foreign currency: 2% of the cash advance amount, minimum USD 2 yuan/transaction (regardless of the same city or different place)

Multiple account management: limit ***enjoy independent repayment on the billing day

Instalment business: Supports installment business; interest-free installments (3, 6, 12 installments) for specific merchants, bill installment business (not limited to commodities, not limited to merchants, 3, 6, 12, 18, 24 installments), Single consumption installments (3, 6, 12, 18, 24 installments, if a single consumption exceeds 100 yuan, you can apply for it through credit card online banking, mobile banking and customer service phone).

Billing date: Depending on the card type, the billing date that can be selected is different, and the cardholder can change it every six months

Card type: Regular card (within a limit of 50,000 yuan) ), gold card (limit of more than 50,000 yuan)

Card types

『Platinum Card Series』

UnionPay RMB Platinum Credit Card·VISA Standard Dual Currency Platinum Credit Card· MasterCard Standard Dual Currency Platinum Credit Card · Youyi Business Travel Platinum Credit Card · Youyue Health Platinum Credit Card · Youyang Golf Platinum Credit Card · GOLF MasterCard Platinum Credit Card · GOLF UnionPay Platinum Credit Card · Bank Card MasterCard Dual Currency Platinum Credit Card · Bank Card UnionPay RMB Platinum Credit Card

『Standard Card Series』

UnionPay Standard RMB Credit Card·VISA Standard Dual Currency Credit Card·MasterCard Standard Dual Currency Credit Card

『Theme Card Series』

Chinese Heart Credit Card·Garfield Credit Card·QQ Show Credit Card·Car Friends Credit Card·Starry Night·Constellation Credit Card·60th Anniversary Theme Credit Card·QQ VIP Credit Card

『Co-branded Card Series』

Urban Beauty Credit Card·Beijing Hong Kong Jockey Club Club Membership Card·Mango Travel Credit Card·Classic Car Co-branded Credit Card·Eastern Airlines Co-branded Credit Card·Taobao Co-branded Credit Card

『Department Card Series』

Wuhan Zhuangsheng Sogo Department Store Credit Card · Tianhong Co-branded Credit Card · Tianjin Friendship Co-branded Credit Card · Dayang Department Store Co-branded Credit Card · Daning International Co-branded Credit Card · Minsheng Department Store Co-branded Credit Card · Ginza Co-branded Credit Card · Xidan Shopping Mall Co-branded Credit Card · Yitian Holiday Co-branded Credit Card · Hongbo Co-branded Credit Card ·Nanzhong Plaza co-branded credit card·Maoye Department Store co-branded credit card

"Approval Card Series"

Guangzhou Education Foundation Approval Card·Foshan Education Metropolitan Area Network Card

『Business Card Series』

Visa Standard Business Card·MasterCard Personal Business Card