According to Article 7 of the Credit Card Charter of Ping An Bank

All natural persons who have reached the age of 20 and not more than 65, have full capacity for civil conduct, have a stable and legitimate source of income and have a good reputation can apply for a personal credit card master card from the card issuer with their valid identity documents and other documents required by the card issuer.

Personal card holders can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall take full responsibility for the debts incurred under the main card and the supplementary card.

To apply for a credit card, you should truthfully fill in the Ping An Bank Credit Card Application Form and sign the Ping An Bank Credit Card Acquisition Contract. I can only apply for a credit card through the card issuer's formal channels, not through the third party or others, otherwise the risks arising therefrom will be borne by the cardholder, and the card issuer has the right to pursue the applicant's legal responsibilities including compensation.

Extended data:

According to Article 9 of the Credit Card Charter of Ping An Bank:

According to the applicant's application and credit status, the card issuing institution determines whether to require him to provide guarantee and guarantee method, and whether to agree with the applicant's card application. No matter whether it is approved or not, the card issuer will not return the application materials of the applicant, but will keep the application materials confidential.

Applicants can apply for a credit card by providing guarantee, including guarantee, mortgage and pledge. A corresponding guarantee contract can be signed separately for guarantee. The scope of protection covers all debts incurred by the cardholder under the credit card of the card issuer.

Ping An Bank-Ping An Bank Credit Card Charter