The conclusion is clear: the money in the rural credit cooperative's passbook can indeed be transferred to the rural credit cooperative's bank card. The following are the specific operation methods and relevant regulations:

First of all, transfer operations are supported between rural credit cooperatives’ passbooks and bank cards. Passbook holders can use the bank's electronic payment network to use the bank card's magnetic stripe reading and password input functions to transfer the passbook balance to the bank card. During the transfer process, the account balance in the passbook will be reduced accordingly.

To make a transfer, you need to go to any rural credit cooperative business outlet with your valid ID. First, make sure that the account status is normal, the balance is not less than 10 yuan, and the account is not frozen or reported as lost. Some fees may be incurred during the transfer process, such as transfer fees. Specific fees include different types of transfer fees, such as local and remote inter-bank transfer fees.

The savings card of rural credit cooperatives not only supports consumption, ATM cash withdrawal and payment, but also provides convenient mobile phone payment and phone wallet payment services, making consumption and payment more flexible. However, the use of debit cards does not support overdrafts, and all transactions must be carried out when the account balance is sufficient.

The functions of the passbook also include post-consumption installment repayment, prepaid wallet debit card and credit card reserve fund management. Credit cards provide an overdraft function within the credit limit, but you need to pay attention to interest charges, and credit cards usually do not enjoy an interest-free repayment period.

In general, transfers between bankbooks and cards of rural credit cooperatives are feasible, but the transfer conditions and fees need to be confirmed based on the specific circumstances of the individual account.