The Bank of China Patron Saint Care Card was established for public security policemen. It has a series of preferential policies for policemen, such as low-interest loans.
Extended information:
The Bank of China Credit Card is an international standard credit card, with one card and two currencies, and is universally accepted. No prepayment is required, you can easily spend with the card at home and abroad within the limit and enjoy interest-free loans for up to 50 days. Bank of China's overseas branches are located in 20 countries and regions around the world.
Card application conditions
No guarantor, deposit, or pre-deposit of cash is required to apply for a Bank of China credit card. You only need to fill in the Bank of China credit card application form and attach identity documents and proof of permanent residence. Documents and copies of financial support documents can be used to apply for a Bank of China credit card.
Features
1. You can make overdraft consumption without deposit, and enjoy an interest-free period of 20-50 days to repay on time without charging interest.
2. Swiping your card when shopping is not only safe, hygienic and convenient, but also provides points for gifts.
3. You can enjoy discounts when using the card at the bank's designated merchants.
4. Accumulate personal credit and add integrity records to the cardholder’s credit file.
5. There is no barrier to travel in China. You can withdraw money or make purchases by credit card at ATMs and POS machines with the UnionPay logo.
6. Various discounts and lucky draws throughout the year.
7. Free monthly mailing of statements, transparent control of every consumption expenditure.
8. The unique supplementary card function is suitable for couples to manage finances together or control their children’s financial expenditures.
9. The free choice of one card and dual currencies is available all over the world. Overseas consumption can be repaid in domestic RMB.
10. The toll-free 800 hotline is available 24 hours a day, reporting loss is effective immediately, and there is zero risk of card loss.
Repayment methods
1. Repayment within the card-issuing bank: This method includes: repayment at the card-issuing bank counter, ATM, online banking, automatic transfer, telephone banking, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.
2. Inter-bank transfer/remittance repayment: mainly divided into two methods: inter-bank transfer in the same city and inter-bank transfer in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.
3. Online repayment: UnionPay Online, Kuaiqian, Shengfutong, Alipay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.
4. Convenience store repayment: This method mainly completes repayment through the "Lakala" smart payment terminal installed in the convenience store. It usually takes 2 to 3 working days to arrive in the account, and there is no handling fee for repayment using this method.
5. Over-the-counter repayment: Over-the-counter payment refers to bank cards issued by various networked financial institutions. RMB current deposits and withdrawals can be made through the counters of other bank branches registered in the UnionPay Exchange Center host system. trade.
6. Xinpaytong repayment: "Xinpaytong" smart card swiping phone is an innovation independently developed by China UnionPay, certified by the Bank Card Testing Center, and supported by financial services provided by China UnionPay's inter-bank information exchange network electronic products.
7. Repayment Tong: Use "Repayment Tong" to make repayments. The fees are generally charged according to the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.
8. Other repayment methods: In addition to the methods mentioned above, card issuers have also opened their own unique repayment methods in order to facilitate cardholders' repayment.