In real life, few young people do not have credit cards, and some even live on them. Of course, I also have my own credit card. This is my 1 credit card and the last one so far.
People are always easily influenced by others, and conformity is also a common occurrence in everyone's life.
I just stepped into the society from campus, and my mind is still relatively simple. I never thought about spending in advance or spending money that doesn't belong to me. My friends around me have slowly applied for their own credit cards, but I still haven't thought about applying for one.
At that time, I was working in a company, and once the leader asked us if we needed to apply for a credit card. He has a friend who is in this line of work and wants us to help him. All my colleagues in the unit applied for one, and I also applied for one by the way in order not to be so conspicuous.
As long as you can control your consumption desire, it is not a bad thing to have a credit card in case of emergency.
I think I am really a boring person. After I applied for my own credit card, I seldom used it in my life at first. I'm afraid that I can't control my consumption desire, and I'm afraid that my credit card will cost too much and I'll fall into the strange circle of returning cards with cards.
I have such friends around me. After a few months of rich life, my whole life has fallen into the quagmire of paying back money.
But later, I gradually changed my mind, began to use credit cards to spend in my life, and then used my own income to pay it back. I don't know when this change started, but now in my life, I am used to using credit cards first.
Actually, it doesn't matter why you apply for a credit card. It is important that when you have your own credit card, you must control your consumption desire in advance and decide your consumption quota according to your actual ability.
Everything will be good, as long as you can control yourself and have a credit card.