1, directly take the ID card to the bank for cancellation;

2. Call the bank customer service phone for manual cancellation. If the manual cancellation is successful, the credit card will be automatically cancelled the next month after applying for manual cancellation.

Precautions:

After the cancellation of the credit card, if it is not handled in time, it may be copied (personal information) by criminals, which will harm your interests. In order to prevent the credit card from being copied, please deduct or burn it immediately after you cancel it.

No activation, no cancellation, no cost. You can transfer your card to CITIC Credit Card Center through customer service. Handling other credit cards may not be affected. As far as I know, many banks will give you an approved credit line based on the consumption and credit line approval of other credit cards you hold, combined with your work unit, asset holdings, credit history and income flow. The limit is less, not necessarily because your credit is too low, but this bank's credit card center is more conservative when approving.