1. Broadly speaking, both the transaction password and the swipe password of a credit card are the same password entered when swiping a credit card or withdrawing money from an ATM.

2. The narrow trading password usually refers to the password entered during online trading, which is mostly used for offline consumption, while the credit card password refers to the password that needs to be entered for offline physical store consumption, swiping cards on POS machines, or other offline consumption swiping behaviors.

Extended data:

First, the setting of credit card transaction password:

1. Some credit cards can set the transaction password online by logging in to the online banking password management page or calling the 24-hour customer service hotline displayed on the back of the credit card, and select the Set Credit Card Transaction Password menu to set your transaction password according to the voice prompts;

2. The transaction password can be modified on the ATM of Bank of Communications. If the cardholder forgets the transaction password, he can call the 24-hour customer service hotline of the credit card center to apply for resetting your credit card transaction password.

Second, the new credit card transaction password query:

1. Generally, the bank will put the initial password of the credit card in a password envelope and send it with the credit card. Some banks will also generate an initial password based on the cardholder's personal information, such as using the last six digits of the cardholder's ID card as the password;

2. If you lose the password envelope or forget the initial password of the credit card, you can go to the bank outlet of the issuing bank or contact the customer service of the credit card to explain the situation. After passing the authentication, you can reset the credit card inquiry password and transaction password. With these two passwords, the initial password is not important.

China Economic Net-Credit card transaction password, remember six safety tips.