in case of overdraft cash withdrawal, the maximum amount is 2, yuan per day, and the accumulated amount shall not exceed 5% of the credit limit. The current handling fee and interest are used for overdraft, and the domestic cash withdrawal fee is .5% of the cash withdrawal amount, with the lowest 2 yuan and the highest 5 yuan RMB. Interest shall be calculated at the rate of five ten thousandths of the daily interest from the date of cash withdrawal, and compound interest shall be calculated on a monthly basis.

In case of overpayment, you can withdraw up to 2, yuan at the ATM every day, and you need to withdraw more at the counter. If the overpayment is made at the ATM or outlet of CCB in the province or city where this credit card is located, the cash handling fee is not charged.