Can I use the subway with a credit card? What kind of credit card can I use with the subway?

Credit cards have been used in all areas of life. In addition to eating, drinking and having fun, you can also use a credit card to take the subway. . However, not all subways in cities across the country can be used with credit cards, and not all credit cards can be used with subways. Let me introduce to you how to use your credit card to take the subway.

1. Can I take the subway with a credit card?

Don’t believe it, in addition to swiping the credit card for consumption, the credit card can also be used on some special occasions, such as taking the subway, but you can use the credit card to take the subway. There are very few cities, and I have only heard that in the Guangzhou subway, you can swipe your card directly through the gate.

If you are not in Guangzhou, but want to know whether you can use a credit card to take the subway in your city, you may wish to consult the staff when taking the subway.

Of course, even if you are in Guangzhou and have a credit card, it cannot be said that the credit card you hold can be used to use the Guangzhou Metro. In other words, not all credit cards can be used to use the credit card.

2. Can I take the subway with a credit card?

To use a credit card on the Guangzhou subway, the credit card you hold must meet three specific conditions:

1. The credit card you hold must be UnionPay credit card with the "QuickPass" logo;

2. The credit card you hold has opened the small-amount password-free and visa-free service;

3. The credit card you hold must be used at POS machines or ATMs Or a successful card transaction such as inquiry, consumption, withdrawal, etc. has been conducted on other self-service equipment.

In addition, using a credit card to take the subway must also be used at gates that support UnionPay credit cards, including all gates at Guangzhou Metro Line 6 Phase 2 and Line 7 Phase 1 stations, as well as every other station on the line network. There are two dedicated entrance and exit gates at the station.

3. How to use a credit card to ride the subway

According to the subway design plan, passengers holding UnionPay QuickPass credit cards need to swipe at the dedicated IC card gate once when entering the station. Card.

“Swiping your card when entering a station is actually a verification process. The gate will read the chip, verify whether your card is authentic and whether you have enough balance for the ride, and then record the station you entered. time, but no deduction will be made.”

When passengers arrive at their destination and leave the station, they need to swipe the card again at the gate.

“The gate will quickly calculate your travel distance and fare, and complete the settlement while ensuring safety.”

The above is an introduction to matters related to using a credit card to take the subway. Although There are very few cities where you can use a credit card to take the subway, but we have reason to believe that with today's rapid development of technology, there will be more and more cities where you can use a credit card to take the subway.

How to use Guangfa Credit Card on the subway? Is it safe?

Have you ever thought about this scenario? When taking the subway, you don’t have to worry even if your bus card has no money. You can just take out a credit card and wave it at the gate to enter the subway and ride. ? Some friends may say that it will be possible in the future, but in Beijing, Shanghai, Guangzhou, Shenzhen, Hangzhou, Ningbo and other cities, there is already this convenient service of swiping a credit card to take the subway, but the premise is that you must have a Guangfa Bank card credit card. Let me introduce to you how to use Guangfa Credit Card to pay for subway payments and how safe it is.

How to use Guangfa Credit Card for subway payment?

If you want to use Guangfa Credit Card for subway payment, you must first bind a GF Credit Card to your GF Pay, SamsungPay, HuaweiPay or MiPay, and then open it With the NFC function of your mobile phone, you have to swipe your card at the gate with the UnionPay logo when entering or exiting the station.

When entering the subway station, find the gate with the UnionPay logo, put your mobile phone close to the card reading area of ??the gate, enter the fingerprint verification on the pop-up bank card swiping interface, and hear a beep. You can swipe the card successfully, and no fees will be deducted at this time.

Then when you get off the subway, take out your mobile phone and swipe your card again at the gate with the UnionPay logo. The gate will quickly calculate your travel distance and fee, and complete the settlement while ensuring safety. After the settlement is successful, You can exit the station.

Is it safe to use Guangfa Credit Card on the subway?

When using Guangfa Credit Card on the subway, you mainly use the mobile Pay function. There is a special chip in the mobile Pay device that will store a unique encryption for each Device account.

When performing payment operations, the transaction is carried out through the device account or the dynamic anti-counterfeiting code for each transaction, and the real account information will not be leaked, which can ensure that the cardholder information is used for card payment. The risk of leakage will not easily occur, making transactions safer and more reliable.

How to use Huishang Bank’s credit card on the subway

Use the “payment code” in Huishang Bank’s mobile banking and Huishang Credit Card APP to take the train.

Users use Huishang Bank credit cards and use "payment code, ride code" in the Union QuickPass APP.

Huishang Bank credit card can be applied through online application and telephone application. The application progress can be checked by calling the customer service telephone.

That’s it for the introduction on how to use a credit card to take the subway.