I was forced to apply for a CCB AEON credit card by China Construction Bank. Is there an annual fee if I don’t activate it? Urgent

If the poster has a new card and has not activated it, the poster can keep the card temporarily unactivated and wait until the need arises to open it later, because the bank will not charge you an annual fee if the card is not activated.

At the same time, if the poster needs to use it again in the future, it can be opened within the validity period of the card (the validity period of the card is on the front of the card, on the lower right, four numbers, with a slash in the middle, which means "month") In the form of "month/year", for example, if it is written 01/24, it means that the card will expire in January 24th; if the validity period has passed, the card will be invalid. If it is not activated, the bank will We will not issue you a new card. )

Is the AEON Card a credit card? Will failure to repay the AEON Card affect your credit record |?

It is not a bank credit card, but a shopping card issued by the mall itself that can be stored and repaid.

Therefore, non-repayment will not affect the bank's credit record, but if the cumulative amount of debt is high, the mall may go directly.

CCB Credit Card AEON IC Card

I went to the CCB website to see it. This is a joint credit card jointly issued by CCB and AEON. In addition to all the functions of a CCB credit card, this card can also enjoy many Aeon discounts.

Such as shopping discounts, double points, exclusive promotions, VIP rooms, etc. I went to the China Construction Bank Credit Card website to check it out, and I thought it was pretty good. Let me check it out for you. You can also log on to this website to learn more about it yourself.

Shopping discounts: On the 20th and 30th of January, AEON Member Dragon Card holders can enjoy a 5% membership discount ( Special offers, shopping cards, etc. are excluded);

Double points: For consumption on the 5th, 15th and 25th of every month, card members can enjoy 2 times AEON membership points (except special offers, shopping cards, etc.) ;

Exclusive promotions: Cardholders can participate in no less than 3 exclusive promotions each year.

VIP Specialty Room: Cardholders can enjoy freshly ground coffee, hot and cold drinks, AEON's own brand snacks, etc. Provide free Internet access and provide regular financial management consulting services

Is the China Construction Bank Aeon Dragon Card the same as other credit cards

Aeon

Dragon Card

It uses the same method and function as other

credit cards

, it has an IC chip.

The validity period

is 8 years. You can pay by inserting a card at the

merchant

or withdrawing cash in an emergency

pay online

used.

In addition to ordinary credit card functions, there are also some features

Benefits

, such as parking discounts: free parking every day in the AEON Mall parking lot 4 hours. Shopping

Discount

: On the 20th and 30th of each month, you can enjoy 5

membership

Discount.

Can CCB AEON Member Dragon Card IC Credit Card be used for online shopping?

The poster uses CCB AEON Member Dragon Card IC Credit Card to buy things online

Generally, Account payment function (there is no need to specifically activate online banking. Account payment requires entering credit card information when making the first online payment. When making subsequent payments, you only need to directly use the "mobile phone dynamic verification code" to complete it. It is very safe and easy to operate. It’s also simple.) There is a certain limit. The daily limit is 1,000 yuan per card per day, which should be enough for general online shopping. However, for some electronic ticket merchants, such as travel and air tickets, the limit will be higher. One thing, the specific information must be based on what is displayed on the actual payment website~

If the poster has other questions, you can ask.

What is Bank of Communications AEON Credit Card?

Bank of Communications AEON Credit Card:

Issue UnionPay single currency gold card;

The annual fee for the main card is RMB 120/year, and the annual fee for the supplementary card is RMB 60/ Year, the annual fee will be waived in the first year, and the annual fee will be waived for the next year if the card is swiped 6 times in that year (main and supplementary cards are combined), and so on;

The limit ranges from ￥2,000 to ￥50,000, the details are subject to the review results subject;

Enjoy exclusive preferential privileges for consumption in Aeon stores (the membership number is located in the lower left corner of the back of the credit card);

You can log in to the official website of Bank of Communications Credit Card (creditcard.bankcomm.com) to apply .

That’s it for the introduction of AEON co-branded credit card.