Under normal circumstances, if you want to apply for a diamond card, then users usually need to deposit 5 million yuan to qualify. Generally, you need to deposit 3 million to 6 million yuan to apply for a diamond card. The following are the standards of banks. Several major state-owned banks are similar, and the threshold for commercial banks will be less, but not less than 654.38+0 million.
The average daily financial assets reached RMB 5,000,000 (inclusive) 12 months before the customer applied for the diamond card; Customers applying for new marketing: customers whose daily average financial assets or investment in financial products reach 5 million yuan (inclusive) in the current month.
The condition of diamond card is that diamond card and private bank card are collectively called "private diamond card". Diamond customers with daily average financial assets of 3 million yuan to 6 million yuan will be called quasi-private banking customers and equipped with diamond cards. Customers whose financial assets reach 6 million yuan per year (inclusive) will be called private banking customers and equipped with private bank cards.
Diamond card users can enjoy the following benefits: no handling fee for storing cards in different places (the depositor is a diamond card); The handling fee for transferring deposits from different counters (the transferee is a diamond card, and the card is swiped on site) is free; The handling fee for cash withdrawal at off-site counters is free; Our ATM withdrawal fee from different places is free.
Diamond card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks. UnionPay cards are subdivided into ordinary cards, gold cards, platinum cards and diamond cards according to card level and service authority. UnionPay card is a bank card jointly launched by China UnionPay and commercial banks. The card number starts with 62 and the UnionPay logo is printed on the card surface. UnionPay cards only have the UnionPay logo on the card surface, and there are no other card brand logos, which are usually also called single logo UnionPay cards.
At present, there are four kinds of VIP cards in Shang Lin Bank: gold card, platinum card, diamond card and private bank card, which are graded according to the deposit amount reached by customers. VIP customers can enjoy 22 kinds of free services. With the VIP card, you can also enjoy VIP room or VIP window, car wash, physical examination, discount for joining merchants, VIP room service at domestic and foreign airports and high-speed rail, various exclusive activities organized by Shang Lin Bank Fortune Center and other value-added services (different types of cards enjoy different value-added services), and a customer can only have one VIP card. With the development of society and the progress of science and technology, bank financial services are becoming more and more intelligent and simplified, and "one card with multiple functions" has become a trend. The service of changing cards without changing numbers implemented by Shang Lin Bank is an important guarantee service to solve customers' worries about using one card for multiple purposes, and it is also an important measure to improve services, which not only greatly facilitates customers, but also helps to improve customer satisfaction.