2. One of the reasons for the suspension of the credit card of Bank of Communications is that the bank thinks that the transaction of the credit card is abnormal and may be attacked by hackers or other lawless elements. Therefore, for the safety of cardholders, the bank will freeze the credit card, resulting in the suspension of the credit card.
3. Another reason is that the cardholder fails to repay the loan on time for more than three consecutive months, and the issuing bank has the right to unilaterally stop using the credit card. In this case, even if the credit card is stopped, the cardholder's bill still exists, and the late payment fee and interest will continue to increase. If the amount meets the requirements of the bank, the bank can sue the cardholder, and the cardholder with a larger amount will be punished.
4. If the credit card is stopped for the first reason, then the solution is: the cardholder can call the issuing bank and ask the bank to reissue the credit card, open the card directly after getting the new card and cut off the original credit card.
5. If the reason for the suspension of the credit card is the second reason, the solution is: the cardholder will repay the credit card in full after the credit card is suspended, and at the same time, in order to avoid the blacklist of credit records, reactivate the credit card and repay the credit card for 24 consecutive periods on schedule to offset the original bad credit record.
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