The approval speed of CCB credit card is determined according to the user's qualification. The better the qualification, the faster the approval speed. Generally speaking, it is about 7- 10 working days. If you apply for a credit card online at CCB outlets, the review speed will be slower, and it may take several days to get the results. If you apply for a credit card online in official website, the result will be available on the same day if it is fast, and it will take about 1-3 days if it is slow, so you don't need to wait for a long time. Therefore, if you are a small partner who urgently needs a card, you can give priority to online application. Only when you apply for a card online, you need offline activation. After receiving the card, you need to activate it in person at the local CCB outlet before you can use it. Please pay attention to this.
As for the credit card quota, it is also determined according to the user's qualification. If the applicant's qualifications are good, the amount of the card is usually not too low, otherwise it is necessary to be prepared to hold a food card. If the applicant has a stable income source and the current debt ratio is not very high, the card amount is generally above 1 10,000 yuan. If you have a house and a car in your name, and you can provide the corresponding certification materials, the card amount can be further increased. But if you want to apply for a big card of more than 50 thousand yuan, you must have enough financial resources. For this kind of large card, CCB has very high requirements. Users with a monthly income of several thousand yuan and few deposits in their names want to apply, and CCB is likely to refuse. So don't be too persistent about the card quota, even if it is not very high, it can be improved in the future.
About the credit card limit of CCB, I'll introduce you here today.