How long is the validity period of credit card points of CITIC Bank?
CITIC Credit Card points are valid from the date when the points are generated, and are valid until the last day of the last month after 2 years.
Credit card integral rules of CITIC Bank:
If the accumulated points transaction is met, the credit card points of CITIC Bank will be calculated by rounding off the single entry amount in RMB. The specific rules are as follows:
1, Puka, Gold Card (consumption or cash withdrawal), Blue Card (consumption) 1 Yuan/1 HKD = 1, 1 USD =7, 1 Euro =8.
2. Platinum card and above, VisaSignature card and MasterCard titanium card (for consumption or cash withdrawal) 1 Yuan/1 HKD =2 cents, 1 USD = 14 cents, 1 Euro =1Euro.
3. Annual fee-free policy Platinum Credit Card (refers to the platinum credit card products issued by the Bank with annual fee-free or annual fee reduction according to the number of swipes, excluding signature and titanium card grades) 1 RMB/1 HKD = 1.5 points, 1 Euro = 12 points,/kloc. (The system takes the whole number and counts it into the integral account, with no decimal point).
4. Standard unlimited card (consumption or cash withdrawal) 1 yuan/1 HKD =3 points, 1 USD =2 1 points, 1 Euro =24 points.
5. When the merchants who consume the dream money in installments meet the rules of point accumulation, the points will be credited with the transaction amount in one lump sum.
6. All accumulated CITIC scorecard products are counted through the transaction points of UnionPay China UnionPay Express APP, UnionPay QR code, UnionPay mobile phone flash payment, Tenpay, Alipay, Meituan payment, Jingdong payment, Xiaomi payment, Wing payment and CITIC Bank mobile phone card space transaction (except coin purse recharge, consumer finance repayment and cash installment), with the same proportion as the basic points (gold card 1 yuan =/kloc).
7. Points+cash can be exchanged for goods, and the cash part can be accumulated normally.
8. Points can be accumulated normally by mail order installment, and the points are one-time gifts.
Generally speaking, cardholders can pay attention to the validity period of credit card points and use them before they expire to avoid overdue clearing. That's all. I hope it helps you.