Guangfa Taobao Co-branded Credit Card is a credit card jointly launched by Guangfa Bank and Taobao. This card has some features compared to other cards, such as: consumption refund, continuous installment refund, and Alipay points gift. And so on to attract everyone's attention. Let’s take a look at the limit of this card.

What is the limit of GF Taobao co-branded credit card?

Because credit cards have different levels, the limits are also different, but the general situation is as follows:

General card Quota: 1,000 yuan to 10,000 yuan.

Gold card limit: 10,000 yuan to 50,000 yuan.

Platinum card limit: more than 50,000 yuan, or 50,000 yuan fixed limit + temporary limit.

Unlimited card limit: 50,000 yuan fixed limit + temporary limit, but the unlimited card only applies to platinum cards by invitation.

However, GF Taobao co-branded credit card only has two types: regular card and gold card, so there will be no limit above 50,000 yuan.

It is understood that when granting a credit card overdraft limit, China Guangfa Bank will determine the fixed upper limit based on the personal information provided by the applicant. The more detailed and comprehensive the information, the higher the level of review. The specific limit will still be determined based on the card limit issued by the bank.

The credit limit standard of GF Taobao Credit Card shall be subject to the conditions of the cardholder. Mainly refer to the card holder’s income, property status, credit status, etc. The better the above conditions, the higher the amount you can get, and vice versa, it will be relatively lower.

Instructions for raising the credit limit of GF Taobao Credit Card

1. Zero-hour limit. If you want to increase the temporary limit of the card, you only need to call China Guangfa Bank directly to apply when making purchases. Generally speaking, as long as the card is used normally and has not been overdue recently, the application can be approved.

2. Permanent quota. If you want to increase the permanent limit of the card, you can only increase it by using the credit card frequently. The bank will make certain adjustments to the card limit every six months or so based on the cardholder's card usage. If you use the card frequently or the credit limit for each swipe is large, banks will generally give you an appropriate credit limit increase.

Summary: The above is all about the Guangfa Bank Taobao credit card limit. I hope it can help you.