The repayment time of credit card is determined according to the difference between your consumption and the settlement date. Usually between 20 and 52 days. Because it was consumed the day before the billing date, the repayment date is the latest day, that is, about 20 days. The difference between the consumption one day after the bill date and the settlement repayment date is the longest, about 50 days. So it is best to spend a lot after the billing date, so that you can have enough time to repay.

What are the credit card repayment methods?

1. Full repayment. The bill will be paid in one lump sum after it is issued on the billing date. This is the best repayment method, but it also requires considerable funds. If the bill amount is 65438+ million, it needs 65438+ million to pay it back.

2. Repayment by installment. After the bill is issued on the bill issuance date, the current bill will be repaid in installments, which can generally be divided into 3/6/9/ 12/ 18/24 installments. This way, the repayment pressure is relatively small, but it has to bear a certain installment fee.

3. Minimum repayment amount. Every bank will give you a minimum repayment amount (65438+ 00% of the current bill) when issuing bills again, which is also the most uneconomical repayment method. If the bill amount is large, you have to pay a high interest fee. The minimum repayment is to spend more money to ensure your credit information, but it will cost a little extra interest.