Credit card points can be earned by swiping your card for consumption and participating in bank activities.

1. Swipe more cards and spend more. Swiping your credit card multiple times can help optimize points.

2. Participate in banking activities.

Some banks launch activities to accelerate the accumulation of credit card points at the end of the year, and cardholders can take the opportunity to increase their points.

Each bank will launch credit card "double points", "points gift", "card swiping lottery" and other activities from time to time.

For example: During the GF Sharing Day, the GF Credit Card Center launched the “Golden Egg Smashing” activity to earn points.

Cardholders who successfully recommend relatives and friends to participate in the activity can get the opportunity to smash golden eggs. The more people they refer, the more points or miles they can earn from golden eggs. They can get up to 200,000 GF points, 10 10,000 Ctrip points or 8,000 miles. At the same time, cardholders can also enjoy the points or mileage rewards that the recommended person received from their purchases in the first two months.

Extended information

There are four major categories of credit cards. The purpose of swiping the card cannot be used to earn points normally. It can be said that "swiping is in vain".

The first category is card payment channels with low discount rates, including car and house purchases, wholesale, etc.

The second category is stored value payment, such as provident fund, tuition fees, various recharges, etc.

The third type of non-points-based transactions are the fees incurred by the credit card itself, including credit card cash withdrawals, interest, various handling fees, etc., as well as some related life account deduction fees, etc., and points cannot be calculated. .

The fourth category is non-points consumption stipulated by each bank. This part of the regulations is relatively vague for each bank.

For example: Among the non-points rules stipulated by ICBC, Article 5 is "Other transactions that are determined not to accumulate points will not accumulate points." Article 4 of Bank of Communications’ no-points rules also stipulates that “other items separately designated by the Bank of Communications Credit Card Center” will not be awarded points.

People's Daily Online - There are many channels to quickly increase credit card points

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