Credit cards are issued according to the user's credit history, personal assets and repayment ability.

Everyone applies for a credit card from the bank independently, and there is no private transfer.

If you don't want to use a credit card, you can cancel it; Others need to apply for a credit card from the bank, and there is no transfer channel.

In addition, for relatives, the bank has opened the supplementary card function, which can also be used by family members, so there is no need to evaluate the credit status and repayment ability of the supplementary card holders.