If it is a China Merchants Bank credit card, if you need to apply for installment repayment, the 6,000 yuan will be divided into six installments: the principal of each installment: 1,000 yuan, the handling fee of each installment: 45 yuan, and the total repayment of each installment: 1,045 yuan. 6,000 yuan is divided into twelve installments: principal of each installment: 500 yuan, handling fee for each installment: 39.6 yuan, total repayment for each installment: 539.6 yuan.