1. Call the bank to apply. Remember the term "cash installment". Some banks have other names, such as Guangfa called "financial wisdom gold" and Pudong called "universal gold". Anyway, if I don't know, I will handle the cash installment.

2. Provide credit card information. Customer service will ask you four questions: 1, card number, name and the last three digits on the back of the credit card. 2. Use cash installment. 3. Confirm several cash repayments. 4. Provide the debit card number in my name, so as to transfer the applied cash installment funds. You ask the customer service how many installments there are and what the handling fee rate is, and ask him to help you calculate, and then you can calculate the repayment in several installments.

3. After being audited by the bank, wait for the funds to arrive. The account will arrive in the fastest day, and the credit card loan will be processed.