The minimum requirement for successful credit card repayment is that the minimum repayment amount must be paid, so failure to pay the minimum repayment amount will be considered as invalid repayment, or it will affect the credit investigation because of overdue.

If there is really no minimum repayment, it is suggested that you can contact the bank to handle the bill installment. Although you need to pay the handling fee, you can avoid overdue and don't have to worry about high penalty interest.

If you can't pay in installments, the amount is not very large, and frankly see if you can repay with your family; If the amount is too large, try to negotiate with the bank for repayment.