What about the credit card of Shanghai Pudong Development Bank? What are its advantages and disadvantages?

Pudong Credit Card is quite good. Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys a variety of benefits and can also apply for photo cards for free.

now, on the basis of basic functions, the security precautions taken by PUFA Credit Card for credit cards involve all aspects before, during and after the event. * * * Six security measures have been designed, including free SMS, instant messaging, photo card and priority dispute handling, which were first introduced in China, and it has a unique 24-hour anti-fraud function, which can timely warn suspicious transactions around the clock and do a good job of prevention in advance. In addition

Extended information:

There are many advantages of credit, which can be summarized as follows:

1. It is convenient for people's lives and saves the trouble of carrying cash, and there is no geographical restriction on using credit cards. No matter where you swipe your card in China, you can swipe it as long as you have the UnionPay logo, and there is no handling fee.

2. You can participate in various discount activities in cooperation between merchants and banks, and you can enjoy various discounts when you spend with merchants in cooperation with banks.

3. Value-added services. All kinds of credit cards launched by banks are accompanied by some value-added services. At present, the services offered by banks can be divided into seven categories: cash return, lottery, shopping discount, free insurance, travel service, personal financial report and other value-added services. These are the additional benefits that credit cards bring us.

which bank is the bank credit card

bank means bank in Chinese, and bank credit card means bank credit card. In China, every bank can issue credit cards, and users can apply for credit cards at the bank counter or in official website. There is also a bank card salesman, and the amount obtained by different channels may be different when applying.

When applying for a credit card, the borrower must be at least 18 years old, have full capacity for civil conduct, have a stable job and be able to repay the arrears on time, and finally have a good personal credit. With the above conditions, users can apply for a general card, and they can get the card in about 2 days after submitting the materials.

after the user gets the credit card, he can activate it. The activation method is marked on the envelope mailed by the bank, and the user can choose one of the methods to activate it. After activation, you can swipe your card, but you can't swipe it all at once. It's better to do it step by step, which is helpful to increase the card quota.

after using the credit card, you should repay it on time on the repayment date. If you can't repay it on time on the repayment date, you can use installment repayment or minimum repayment amount, and you need to pay a certain fee when using these two repayment methods. When using installment repayment, you can generally choose according to your income, and you can repay in advance when you have sufficient funds in the later period.

how about the industrial bank credit card?

Any bank has two sides, good and bad. We can't generalize, but generalize. We should treat it rationally, split it in two and analyze its advantages and disadvantages. Industrial Bank is a formal bank. It was established in August 1988 with the approval of the People's Bank of the State Council and the People's Bank of China of the People's Republic of China. Industrial Bank is the first joint-stock commercial bank in Chinese mainland. Since its establishment, it has become one of the few national joint-stock commercial banks in China and has been well received by all walks of life at home and abroad.

Advantages of Industrial Bank's credit card:

Saving money: Under normal circumstances, Industrial Bank's credit card should pay an annual fee, but Industrial Bank also provides a preferential activity policy for the annual fee. The Industrial Bank credit card handled in the first year can enjoy the annual fee-free policy. In the first year, you can also waive the annual fee for the next year. As long as you swipe your card with any amount of industrial credit card for five times, you can save a lot of annual fee funds and enjoy it for free.

large amount: customers generally do not choose small industrial bank credit cards. The maximum amount of the Industrial Bank's credit card Jinpu Card can reach 5, yuan, so there is no trouble with the low amount.

points: Industrial Bank will provide points for customers' credit card consumption, and customers can get gifts through the corresponding points provided by Industrial Bank. After the card expires and the cardholder renews the card, the points will be automatically renewed.

Simplicity: The application process of Industrial Bank's credit card is very simple, and there is no need to provide guarantor and deposit. Industrial Bank can issue credit cards according to the applicant's personal credit situation.

universality: industrial bank credit cards can be consumed by special merchants with unionpay logo all over the country, and can also be withdrawn from ATMs with unionpay logo all over the country.

security: in order to ensure the security of customers using the card, customers can enjoy the security guarantee of zero card loss risk.

convenience: customers don't have to travel around when repaying, and they can also realize the credit card repayment business of Industrial Bank across banks.

quickness: in general, in order to avoid overdue repayment, customers repay and transfer money in advance, and the bank card of Industrial Bank can arrive in real time. :

Credit card application conditions of Industrial Bank

1. The age is between 18 and 6. If you apply for an online credit card, you need to be between 22 and 6;

2. Have full capacity for civil conduct;

3. The card applicant is at least 14 years old;

4. Good personal credit, preferably no overdue records;

5. Have a stable income and job;

6. The applicant has a local branch of Industrial Bank.

In addition, if the applicant can provide more financial proof, Industrial Bank will increase your credit card limit according to your financial situation.

so much for the introduction of p>bank credit cards.