Credit card review needs our comprehensive evaluation, and there are many main reference factors, such as age, job stability, income, credit record, education background, spending power and so on.

In addition, the domestic personal credit information system is not perfect, and all banks have passed the internal standards when auditing credit cards, so there will be differences in the setting of auditing standards. Because credit rating and auditing standards are confidential within banks, the factors involved cannot be disclosed to the public.

Warm reminder: If your work or financial information changes, you can try to apply again after 3 months.

Card conditions:

At least 18 years old;

Hold a valid ID card;

No bad credit record;

Have proof of work and income;

Other financial certificates, such as real estate, cars, stocks, bonds, etc. ;

Social security certificate.

The first four are the basic conditions. If you can provide 5-6 relevant certification materials, the success rate of credit card application and credit limit will be improved.