As a co-branded card of JD Finance, banks should not only consider their own card issuing conditions, but also consider the applicant's activity in JD.COM and Xiaobai's credit. JD.COM Xiaobai Credit Card is issued by Guangfa Bank, China Merchants Bank, China CITIC Bank, China Everbright Bank, Minsheng Bank, Huaxia Bank, Shanghai Bank, Guangzhou Bank and Beijing Rural Commercial Bank.
Card friends have the following application conditions, and can apply through various channels provided by the issuing bank or JD.COM. COM:
1, aged between 18 and 60 years old, with full capacity for civil conduct;
2. Have a stable job and income, and be able to provide valid certification documents stamped with the official seal of the company;
3. The applicant's information should be consistent with that of JD.COM;
4. The applicant's account activity in JD.COM is high, and there is no bad consumption record. The small white credit score is preferably above 80 points;
5, honest and trustworthy, good personal credit.
The application skills of JD.COM Xiaobai Card not only need to meet the above application conditions, but also require cardholders to choose their own Xiaobai Card, mainly for friends who want to apply for CITIC and Everbright Xiaobai Cards. Because CITIC Xiaobai Card is divided into classic version, warm-hearted version and VISA version; Everbright White Card is also different from UnionPay version and VISA version. Each card has its own uniqueness, as well as income, rights and interests, consumption areas and so on. It should be comprehensively analyzed in combination with its own needs.
The following is the link to apply for Raiders:
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