Bank of Communications credit cards can be deferred for three days.

Bank of Communications credit cards have a three-day repayment grace period. If the cardholder pays off the balance within the repayment grace period, it will not be considered overdue. If the cardholder fails to pay off the balance within the repayment period, , the bank will consider the credit card to be overdue, and the bank will upload the overdue record to the central bank for credit reporting.

An overdue credit card will affect the cardholder's credit, and will also affect the cardholder's future loan transactions and credit card applications. At the same time, he will have to pay high interest and late fees, so it is best to repay on time. Don't go overdue.