Conditions for applying for a card
Citibank is a foreign-owned credit card, and the application conditions are generally strict, and the qualification requirements for customers are also very high. Children's shoes that can be successfully approved in other banks are likely to be rejected in Citibank.
pay back
Citibank temporarily does not support online repayment or Alipay repayment of other banks supported by other banks. Citibank only supports sub-branch repayment and Lacarra repayment, which makes it more difficult for cardholders to repay.
Online banking payment
Pay attention to children's shoes that like online shopping. Citibank credit card does not support online banking payment. In addition, the function of the mobile phone client is limited.
Having said so many "bad words" about Citibank, are people who want to apply for Citibank credit cards discouraged? In fact, Citibank's credit card certainly has other advantages, and the approval is strict, so the amount of card approval is relatively high; There are many merchant concessions, and almost all parts of the country have Citi's merchant activities; Counter repayment ensures the timeliness and safety of repayment.
This card focuses on its activities. Give two examples:
1. For specified types of consumption (such as eating and staying at KTV and shopping at JD.COM Yixun Supermarket), you can get 3 times points. In this case, for the consumption of eating and staying in KTV, the acquisition speed of air mileage is not 18: 1, but 6: 1, which instantly climbs the peak of all credit cards!
2. There will be another integral activity within three months after card opening:
Coupled with this activity, this card has instant ownership-a special card for eating or shopping in the supermarket. If you spend a lot of money on a certain type of merchants, this card is a good choice. By the way, this card suggests applying for a dual-currency owner, and will send you a RMB UnionPay card (gold) and a US dollar master card (titanium). The latter, also known as titanium card, has no extra annual fee. In other words, if you pay the annual fee for the main card, you can avoid the annual fees for a UnionPay gold card and a MasterCard titanium card! In addition, please note that unlike most banks, this card can be swiped several times a year without the annual fee. The standard of annual fee exemption (within 300 yuan) is to swipe the card for more than 30,000 yuan a year-the threshold for foreign banks is still a little high.