Supermarket shopping, hotel coffee accommodation, KTV, house purchase, car purchase, electricity fee, etc. As long as it is a consumer place equipped with POS machines, no matter which bank's P0S machines, it can be consumed free of charge.

Transfer is not considered as credit card consumption, because there is no consumption behavior caused by transfer, that is, credit card consumption is not carried out through POS machines, but only on operating platforms such as bank counters, ATMs and personal online banking, and the operating tools are different, that is, shopping consumption is not carried out through POS machines. How can I calculate credit card consumption?

As for online shopping, transfer to ICBC, etc. Think about it. Where can I transfer money from online shopping to ICBC and use CCB card to transfer money on POS machine? Online shopping is conducted through personal online banking, and the same is true for transferring money to ICBC. You don't spend money through POS machines. How can you count credit card spending? To put it bluntly, it is necessary to swipe the CCB card on the POS machine. Only by swiping a card through a POS machine can shopping be counted as credit card consumption.

There is no charge for credit card and online shopping. If you transfer money to ICBC, you may transfer it to Alipay without charge, but it will take a few days to get the account. Personal online banking can also be transferred to ICBC, but it can be charged, and the charging standard can be found in the transfer interface. You can also transfer money to ICBC at the CCB counter, but it is very troublesome. You can withdraw money from the ATM of CCB and deposit it in the ICBC account, and there is no handling fee. Online shopping or transferring money to ICBC requires a dynamic password.