Current location - Trademark Inquiry Complete Network - Overdue credit card - I am affiliated with another company. Can I apply for a credit card?
I am affiliated with another company. Can I apply for a credit card?

I am affiliated with another company. Can I apply for a credit card?

The basic requirements for applying for a credit card in all banks are the same. You must be over 18 years old and have a stable job income. Good credit, of course, it would be better if you have certain assets.

Summarized the card application methods through the following bank channels:

First, apply for a card through a bank branch, and you must bring your identity. Certificate, work income certificate (usually including: work certificate from the unit, employment certificate, salary card statement (preferably more than 3 months), tax bills for the past 3 months, social insurance policies, provident fund bills, etc. Not all of these are required, some Yes) If you can attach some proof of financial resources, such as real estate, cars, bank certificates of deposit, financial management, etc., it will be very helpful for applying for the card.

Second, there are now banks that can apply for cards through online channels (I use China Construction Bank. It is much more convenient to apply for cards on their website than at branches. The main reason is that they have enough branches and repayment is convenient. , there are quite a lot of activities recently, and it’s good to use), you might as well give it a try. I am engaged in trade, but I am affiliated with another company. Can I apply for a credit card?

To apply for a credit card, you must have a job.

All you need to provide is the company name, address, and landline phone number. (Some will require the company's official seal)

To be affiliated, you only need to tell the company's front desk your name, position, income, and years of employment. Is there a company that can be affiliated to handle credit cards and loans?

Conditions for applying for a credit card:

Be at least 18 years old and have full capacity for civil conduct;

Have a good credit record;

Applicants can have full Spouses or relatives with civil capacity can apply for no more than two supplementary cards.

Materials for applying for a credit card:

Identity certification materials: photocopy of resident ID card or military officer ID card;

Work and income certification materials;

Other proof of financial resources: such as a photocopy of the real estate certificate, a photocopy of the vehicle driving license, a photocopy of the deposit receipt, etc.

Credit card application method:

Bring the credit certificate to the counter to apply: the applicant needs to submit a relatively complete asset certificate file and submit the above to the bank for audit by the bank's back-end audit department.

Online banking application: The applicant uses a savings card account in his or her name to open online banking, enter the official website of the required bank, enter the card number, login password and verification code and then enter the online banking page. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it. The audit progress and results will be displayed on the online banking.

Small loan application conditions:

1. Be a resident of mainland China who is over 18 years old;

2. Have a stable address and work or business location ;

3. Have a stable source of income;

4. No bad credit record, and the loan cannot be used for stock trading, gambling, etc.

5. Other conditions required by the bank.

Small loan application process:

1. Submit an application to the local bank or lending institution;

2. Prepare various materials required for the loan;

3. Interview with a bank or lending institution;

4. The bank audits the borrower’s qualifications;

5. Passes the audit and successfully lends money. Can I apply for a credit card linked to another company?

Yes

Is there a credit card affiliated company in Guangzhou?

Dear, you have the following application methods:

p>

Currently, various state-controlled banks and joint-stock commercial banks, whether national or regional banks, actively encourage consumers to apply for credit cards. They are also trying their best to improve their service efficiency in order to better serve consumers.

Of course, since each bank has different standards, consumers may feel that some banks' credit cards are not easy to handle.

Generally speaking, China Construction Bank, Agricultural Bank of China, Bank of China, and Industrial and Commercial Bank of China have higher credit card application conditions and smaller credit lines. Generally speaking, joint-stock commercial banks are more efficient than state-controlled banks. Regional banks are more efficient than national banks. For example, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank, Guangfa Bank, etc. are relatively more efficient in card processing and have higher credit limit approvals.

In order to control risks, banks attach great importance to the repayment ability of the card holder. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards, and the higher the credit card limit will be. Therefore, I am here to give you some tips so that you can apply for a credit card as soon as possible:

1. No matter which bank you apply for, the more detailed personal information you prepare, the better. Especially documents that document the condition of your property.

2. You can apply for a credit card online, which saves the time of waiting at the business office.

3. If you want to apply for a credit card with a larger limit, it will be more troublesome to apply at the four major state-owned banks. You may consider other banks. I am from Guangzhou, can you help me apply for a credit card?

If you meet the application conditions for China Merchants Bank credit card, you can try to apply. The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The credit card application result shall be subject to our bank's actual audit. The necessary application files are a copy of your identity certificate and employment certificate. If you can provide other financial proof files, it will be more helpful for us to understand your personal situation and determine your credit limit. If you are interested in a China Merchants Bank credit card and have never held a credit card from our bank, you can apply in the following four ways: 1. Please log in to the credit card website and select "Apply for Credit Card" - "New Customer Application"; 2. Please bring your Please go to any CMB branch in person to apply for the original identity certificate, work certificate and financial certificate file; 3. You can also call the customer service hotline, select "3#" in the voice to apply for credit card consultation, and then select "1" to transfer The service specialist will register you and notify our local staff to contact you to confirm your application. 4. If you have applied for the professional version of our bank’s online banking, you can apply through the professional version. Please note that credit card verification will be subject to the final audit result. If someone else applies for a credit card in the name of the company, can the bank ask the bank to block the card?

The process of applying for a bank card:

1. Bring your ID card and a small amount of cash to a bank branch;

2. Fill in the form with the assistance of the staff in the bank lobby;

3. Queue to get a number, and at the same time photocopy your ID card with the assistance of the staff;

4. Counter Call the number, go to the counter, and hand the completed form and ID card to the bank teller. When applying for the card, you will need to sign and enter a password. The password is a six-digit number. After setting it, you need to remember it. This is for future withdrawals. Password;

5. After all the procedures are completed, you will get a bank card. If you handle online banking at the same time, you will get a USB shield at the same time;

6. Complete the card application and bring Just pick up your belongings and leave. Is there any company in Changchun that can be affiliated with me? I have no job when applying for a credit card personally. I want to find a company that can be affiliated with me.

A personal suggestion: I am happy to share my 7 years of work experience with you so that you can avoid detours

First, you can search for your job online. Prospects, some industries are still good

No matter what industry you are in, as long as you work hard and do it well, you will basically be rewarded

Before you found a job, it cost a lot, but if it is now If you are going to go out to find a job, prepare in advance

Try to work in a city where you have many acquaintances, relatives and friends. When you are tired, you can talk to relatives and friends

The current domestic economy is not It is very prosperous and is undergoing transformation. You can pay attention to CCTV Economic Channel

Because sometimes others think that your academic qualifications are low and your experience is insufficient, I will combine my several years of work experience with yours. Share it!!!

1. Try to avoid urban areas when working, as the competition for jobs in urban areas is fierce

2. Choose manufacturing companies. Manufacturing companies are interested in The academic requirements are not too demanding

3. Choose small and medium-sized enterprises, large enterprises have high and strict academic requirements

4. Study and study again, whether you are working or not, read more Work-related books to enrich yourself.

5. The process of finding a job is actually a learning process. You can review your own shortcomings and make up for them in time.

6. Everyone is a talent. Believe in yourself and be patient when looking for a job.

7. At the same time, small and medium-sized enterprises can give you more opportunities for practical training.

First: How to prevent fraud when looking for a job

1. Go to the local regular job market and do not believe the so-called information on the roadside

2. Submit your resume formally online, and don't trust information about companies whose brand names are unclear

3. If you receive an interview request from the other party, you should first roughly analyze the other party's company situation

4 . Log in online to learn about the company details in advance and decide where you want to go.

5. Don’t trust the recruitment information on the roadside. Some of them will take you to a place with few people to extort you.

Second: The other party calls to analyze the comprehensive factors

1. Comparison - According to the recruitment inspiration requirements, list your situation and classify it: conforming, basically conforming, and not conforming.

2. Analysis - Analyze and research the status of the unit, industry situation, competition, etc. you are applying for, and understand relevant information.

3. Resume - In addition to the public's requirements, personal resumes will have good results if they can be designed differently and uniquely for each individual.

4. For example - good at If you are a creative person, bring a "book" resume (collect your articles together)

5. Manuscript - (photocopy of the manuscript fee slip for published works) Resume

6 , Works - resume (bring your own works to "video") (record your personal situation, work performance, etc.).

Third: Self-introduction when applying

1. Recommendation - Be prepared to introduce yourself in the simplest and most appropriate language in the shortest possible time.

2. Confidence - don't ask "how many to recruit", believe that you are the only suitable candidate, but don't be blindly arrogant.

3. Appearance - Personal appearance should be "packaged" according to the position you are applying for, which can also bring confidence to yourself.

4. Record - Prepare pen and paper and write down the location, route and person in charge of the interview location, your introduction, opinions, etc.

5. Preparation - Be prepared for common questions during interviews, such as why you want to leave your original position, what are your strengths and weaknesses

6. Think - you are the most outstanding What are your achievements and what are your work goals

7. In the past - what do the company’s bosses, managers and employees think?

8. The company - how much do you know about it? What are the requirements and which position do you hope to get?

9. What are your assumptions about the position, as well as salary requirements, etc.

Fourth: How to be polite during job interviews

1. Be punctual - arrive in advance of the appointment time and make some preparations before applying.

4. Answer - questions, be flexible and sincere; when finishing, don’t forget to thank you; get a business card to strengthen contact.

5. Focus - Try your best to grasp the focus of communication within an effective time: the key points of the position.

6. Feelings - After the interview, no matter what the result is, you must write down your feelings. One experience and one improvement.

7. Taboos - not confident, not serious, dishonest, looking for acquaintances, paying too much attention to treatment, asking random questions.

Fifth: Things to be careful about

1. If the other company is a small company with few people, you will be asked to pay a deposit, clothing fees, etc. Don't pay

2. You haven't earned any money yet, so you are definitely a liar by paying him first. Remember to observe carefully when you go for the interview

3. And there are Check their company name on the industrial and commercial website to see if it is registered. Even if it is registered, it cannot be said to be a regular company

4. Also search their "company name scammers" online to see if there is much negative information Not much, if there is more, be careful

5. However, there are some individual cases. It is understandable that large companies may pay some clothing fees (that is, one or two hundred yuan)

6. After all, the company has its corporate culture and internal rules and regulations during the development process

7. But during the probation period, you should have a general understanding of the company. If the job is promising, pay this amount of money. It doesn't matter.

A message for you: I used to be busy looking for a job, but now I have grown up

I hope you can find the job you want. Everyone is out there trying to find a job. It’s not easy to run around in life

Although I may not solve your actual problem, I am still happy to answer it for you

Your acceptance and praise are my biggest motivation. Although I am tired, I feel happy while helping others. How to apply for a credit card by affiliate?

It is illegal to apply for a credit card by affiliate. Once found, the card will be blocked, so it is better to go to work steadily. If you have a stable job, you can apply for a credit card. Fill out random information when applying for a credit card. Are other companies afraid?

The credit card opening bank will conduct phone verification. If the verification information is false, the credit card application will fail. It is recommended to apply for a credit card with correct information.

Credit card application process:

1. Applicants can choose to apply online, contact a credit card salesperson to apply at home, or apply directly at the counter to apply for a credit card from the credit card bank;

2. The staff of the credit card opening bank will conduct an audit and return the phone number in the application information to verify whether the application information is true. Misunderstandings in the information will directly lead to application failure;

3. Application After the person passes the credit card audit, he will receive a text message notification from the bank where he opened the account, and he can just wait for the card to be mailed;

4. After receiving the card, apply for activation. You can activate it according to the activation method in the envelope. Generally, there is a manual call service. Activation, SMS activation, counter activation, etc. can be decided according to your own convenience;

5. After activation, you can use the credit card normally, and pay attention to the monthly repayment date and repayment amount of the credit card.