Application conditions for China Merchants Bank Gold Credit Card: Applicants must be over 18 years old, have full capacity for civil conduct, have a stable job and income, and be able to provide relevant information such as valid salary slips or tax receipts, and name Have a regular China Merchants Bank credit card and use it normally without bad records, and have sufficient proof of financial resources, such as real estate certificate, vehicle driving license, deposit receipt, etc.

Application conditions for Bank of Communications Gold Credit Card: Age requirements: Applicants must be over 18 years old and have full capacity for civil conduct. Income requirements: Applicants must have a stable source of income and be able to ensure on-time monthly repayments. Credit requirements: Applicants must have good personal credit records and no bad credit records. Asset requirements: Applicants need to provide certain proof of assets, such as deposit receipts, vehicle driving licenses, etc. Other requirements: Applicants must meet other conditions of Bank of Communications, such as holding credit cards from other banks, etc.

When preparing application materials, you need to provide some basic materials, such as copies of ID cards, work certification documents, and financial support documents. Additionally, you will need to fill out an application form and submit it to the bank for review. It should be noted that different banks may have different requirements for application conditions, and the specific circumstances may vary.