Credit cards don't charge interest, and they don't charge anything except the annual fee. If you don't open the card after receiving it, and swipe your card less than 3 times after opening it, the bank will charge you 160 yuan the gold card fee, and one year later, the annual fee for the general card will be 80 yuan.

Because the bank's bills are repaid monthly, if they are not repaid on time, CCB will repay them as unpaid every month before the annual fee is paid off, and report them to the personal credit information system of the People's Bank of China. Once the credit system cannot record them, it will affect the loans to any financial institution in the next two years.

If you don't want to incur any expenses, there is only one way, that is, dial the 800 telephone manual desk and cancel your card manually. This is the only way to cancel CCB's credit card, and there will be no fees in the future.

Extended data:

The credit cards issued by China Construction Bank are all named "Longka". At the same time, China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has a wide variety of credit cards at present. At present, the types of dragon cards that have been publicly issued are: Dragon Card Campus Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.

References:

China Construction Bank official website (plus link)