Mode 1: Internet query. Users find and enter the personal credit service platform of China People's Bank, and click the "Start Now" button. If you already have an account, just log in; If you don't have an account, you need to register before logging in. After the user logs in, click "Credit Information Service" and then click "Get Credit Information". After successfully obtaining the information, users can know their credit card accounts.

Operating environment:

Brand model: Lenovo notebook computer Xiao Xin Air 15 Ruilong Edition

System version: Windows 1 1

Browser: Google chrome browser

Browser version: 87.0.4280.88

Method 2: offline query. Users can take their ID cards to the offline business outlets of the local People's Bank and print their own credit reports. The personal credit report contains the citizen's credit card number, and the cardholder can query his credit card by querying personal credit information.

First, how to apply for a credit card?

To apply for a credit card, you can apply in the following ways:

1. Bring my ID card and credit certificate to the bank counter.

2. Through online banking, you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on online banking.

3. Call the bank's customer service phone and follow the voice prompts.

Operating environment:

Brand model: Lenovo notebook computer Xiao Xin Air 15 Ruilong Edition

System version: Windows 1 1

Browser: Google chrome browser

Browser version: 87.0.4280.88

Second, how to unlock the credit card if it is locked?

There are different solutions according to the reasons for being locked:

1. If the credit card is locked due to overdue, the cardholder should return the overdue amount as soon as possible. After the cardholder pays off the overdue amount, he can call the credit card center of the issuing bank, and the general bank will unlock it;

2. If the cardholder locks the card due to the loss or theft of the credit card, the issuing bank will unlock it after the relevant matters have been handled, and the cardholder may also take the initiative to ask for unfreezing;

3. If the bank thinks that the cardholder cashes out, it can't be unsealed generally. However, if there is evidence that it is not the cardholder cashing out, but the Pos machine of the merchant has a problem, the credit card center may also unseal it.

Third, what bank does not look at liabilities when it runs a credit card?

Generally speaking, there is no bank that runs a credit card without looking at liabilities. Liabilities will affect the repayment ability of cardholders, which is the most important thing for banks to approve cards.

The bank's approval of credit cards depends on the applicant's credit information. If the debt is relatively high, the risk of the bank will also increase, which is not conducive to approval.

You can apply for other credit cards of the same level at the same bank. Some banks do not check the credit information on the second card, and high debts may approve the card.