If you are the repayment customer of personal housing loan of Agricultural Bank of China, in order to avoid affecting your personal credit record, please deposit enough funds to repay the current loan principal and interest before the repayment date of each installment 17:00. If the repayment account is insufficient to repay the current loan principal and interest, it will be deemed overdue.

If the 20th of each month is the repayment date agreed in the contract, the current loan principal and interest shall be deposited into the repayment account before 20th of the month 17:00. (If the current loan principal and interest are deposited into the repayment account on 20th, and the repayment time is late, there may be a situation that the system will not deduct money. )

If you are a repayment customer of ABC's credit card, our credit card provides "grace period" service, that is, customers who repay within two days after the due repayment date are given interest-free repayment period treatment. Specific business rules can be sent to our credit card customer service hotline: 4006695599.