The debit card adopts the "Great Wall" brand, real-name account opening is required, and no overdraft is allowed. The debit card is based on a personal settlement account as the main account, and can be linked to multiple sub-accounts of various types such as current and fixed-term. When withdrawing, the card and password are used to realize comprehensive management of the account. The debit IC card adds an electronic cash account to the magnetic stripe debit card, and sets the maximum limit of funds in accordance with regulatory regulations (currently RMB 1,000). The electronic cash account does not accrue interest.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, you are welcome to consult the Bank of China online customer service or download and use the Bank of China mobile banking APP to consult and handle related services.