1. Select the card issuing bank: the card issuing bank is an important reference factor for the card issuing amount. It is suggested that you go to the bank where your salary card belongs. There are also some banks that will expand their card business in a certain month or quarter. You can also seize this opportunity to apply, which not only has a high application rate, but also has a good quota.
2. Choose card-for-card: Card-for-card is the most common and effective way to change cards at present. The applicant first applies for a credit card, and then uses this card to apply for another bank's credit card. As long as the amount of your second card is higher than the first card, it is considered that the curve withdrawal is successful. When you choose a credit card bank, you can give priority to commercial banks such as Bank of Communications, China Merchants Bank and China CITIC Bank.
3. Submit proof of financial status: If the applicant has a good financial status, he can provide proof of assets such as real estate, automobile production certificate and large wealth management products, and can go to the local card-issuing bank to apply for a large credit card from the account manager. Perhaps everyone can let the bank recognize you as a high-quality customer through some large consumption behaviors, such as choosing to travel first class, traveling abroad frequently, and handling a travel loan.