Hello. The minimum repayment amount of a credit card refers to the minimum amount that a credit card holder should repay before (including) the due repayment date stipulated by the bank. If the cardholder chooses the minimum repayment amount, he can't enjoy the interest-free repayment period and needs to pay a certain amount of interest, but it will be regarded as the cardholder's repayment on time and will not affect his credit history. At present, the calculation method of the minimum repayment amount of our credit card is generally 10% of the consumption amount plus other payables. The minimum repayment amount will be shown on the current bill. It should be noted that there is no minimum repayment limit for Jinsui Business Card, and the user must repay in full after receiving the statement, otherwise the overdue repayment penalty, interest and other related expenses will be charged as required.

For details, please contact our Credit Card Center: 4006695599.