You need to return it directly to the Golden Horse wallet.

The Golden Horse Wallet is an independent account, and repayment needs to be paid directly into the Golden Horse Wallet.

The installment period is freely selectable from one day to 360 days. If the balance of Party A's Golden Horse Wallet account changes during the billing cycle or the previous bill has not been paid off, Party B will send the current electronic balance to Party A. For bills, the debt incurred by Party B when using Golden Horse Wallet shall be repaid promptly in the corresponding currency through the relevant channels approved by Party B.