Agricultural Bank of China credit card can be used beyond the limit. For example, the credit limit of a credit card is only 5,000 yuan, but it costs 5,500 yuan during the billing period. The part of 500 yuan that exceeds the credit limit is over-limit. Agricultural credit cards give customers a 20% limit, that is, a credit card with a limit of 5,000 yuan can spend 6,000 yuan. However, it should be noted that the overrun part must be repaid in full, and the minimum repayment amount is not allowed.

At the same time, different credit cards have different overrun rules. Some credit cards only have one chance to exceed the limit once a month, and some credit cards can exceed the limit indefinitely every month. Please refer to the information published by Agricultural Bank of China for details.

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