Mobile phone card fixed credit limit

1. The credit limit refers to the maximum limit that your phone bill can be overdrawn for consumption.

2. If the overdraft consumption reaches the credit limit, the service will be shut down.

3. The phone bill for overdraft consumption can be paid in time according to regulations.

Fixed credit limit

1. The so-called fixed credit limit refers to the maximum limit that the card issuer can use after a comprehensive evaluation by the card issuer within a certain period of time. Credit card fixed credit limit The limit is permanent during the validity period of the credit card and will not expire.

2. Corresponding to the fixed credit limit is the temporary credit limit. The temporary credit limit refers to a temporary increase in the credit limit based on the permanent credit limit and is temporary.

3. The fixed credit limit will change according to the cardholder’s card usage. If the cardholder’s credit status improves within a period of time, the cardholder can apply for an increase in the limit; however, if the cardholder If there is illegal use of credit cards or overdue behaviors, the bank will reduce the fixed credit limit or even close the credit card.

1. The phone bill overdraft limit means that when our mobile phone debt does not exceed this limit, we can still make calls and surf the Internet.

1. It’s like a credit card limit. If the original balance of the phone is below 0 or in arrears it will be closed. Some telecom operators will restrict incoming calls but can connect to mobile phones. Overdraft limits mean that callers can still make calls when the amount owed is within a certain limit. For example, the overdraft limit is 50. Once the mobile phone balance is less than 50 yuan, the phone's calling network can also be used. 2 It will stop when the debt exceeds 50. This overdraft is a value-added, value-added service that is usually only available to old customers.

2. Overdraft service is a star-rated service and differentiated service system provided by China Mobile to customers. The phone bill overdraft service is a series of differentiated and high-value exclusive services, such as "point doubling, phone bill overdraft, and 10086 priority access", targeting high-quality customers with "long network age, stable consumption, and no debts". This is a reciprocal measure of China Mobile's long-term support for China. The highest star rating is five stars. The higher the star rating, the more service rights you can enjoy.

2. Overdraft limit

“For example, users who have been online for less than half a year are quasi-stars, and they do not enjoy any overdraft services.” If the user feels that the overdraft is too high, they can apply to reduce the star limit. level, but cannot actively upgrade. The mobile company will also adjust user star ratings every six months. When users enjoy the overdraft function, it is completely free. However, no matter how much the overdraft fee is, you will still have to pay it in the end. Don’t forget to recharge the phone fee in time.