It depends on which city you are in. Credit card activities are different in different cities. As a debit card, Guangfa Bank's credit card does not charge any handling fee for withdrawing money from any domestic bank's ATM. You can enjoy a half-price discount on Guangfa Day, or you can buy one and get one free. I Platinum Credit Card launched by CITIC Bank Credit Card, you can enjoy the plane delay insurance and accident insurance free of charge by purchasing air tickets through designated channels, as well as free redemption of 9 points per month, watching movies in 9 yuan and other activities, which are all very good. There are also some banks and major airlines with co-branded cards. If you apply for this card, your credit card is equivalent to that airline's membership card, accumulating mileage. See which bank you want to apply for a credit card. You can go to official website to learn more. I hope my answer is helpful to you.