Thanks for inviting me, my friend. After being demoted, there is basically no room for improvement. I have a Taobao card in Zhang Guangfa. That is to withdraw 50 thousand directly with POS at night. As a result, 1 1000 was directly reduced the next day, and even the opportunity of staging was not given. Now I use the software to help you pay it back, and I have to change some funds every month. After the funds are paid off in place, they will be directly cancelled. I don't think it's necessary. That's what credit cards do. Once there is a reduction, it is basically difficult to upgrade.