Credit card swiping shows that the restricted card may exceed the limit of a single transaction in a single day, or it may be considered as a risky transaction by the bank, and it may be stolen, resulting in limited transactions. Another reason is that the bank is eyeing the suspected cash, which leads to restrictions on transactions.

Restricted cards refer to credit cards that are marked as restricted during the transaction. Restricted cards cannot be consumed normally. After this prompt is restricted, the cardholder must contact the issuing bank in time. Only by actively cooperating with the bank investigation and submitting relevant certification materials can the card be lifted.

There may be many reasons for displaying restricted cards on ATM machines, which are roughly as follows:

The status of 1. card is abnormal, such as degaussing the card, too many password input errors and being locked.

Second, there is nothing wrong with the card and the TM machine is not good. If it is not connected to the network, the transaction will also fail.

Third, if you hold an IC chip credit card, because UnionPay has turned off the downgrade transaction function, if you still operate the transaction by swiping the card instead of inserting the card, you can't use it.

Fourth, bank cards do not support transactions. For example, VISA /JCB single logo cards do not support UnionPay transactions, nor do they support some online transactions.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated by relevant laws in China refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.