Credit card extension means that when the cardholder cannot repay the credit card debt on time, the credit card issuer will provide a service to extend the repayment period. This service is called a credit card extension. When cardholders apply for a credit card extension, they will be asked to pay a certain handling fee.

For some users, credit card extension is a convenient service because it can temporarily relieve the user's repayment pressure. But in reality, credit card rollover is not an ideal financial lifestyle. Frequent extension of credit cards will incur higher interest and fees, thereby increasing the repayment burden.

Therefore, we recommend that users plan their consumption plans reasonably when using credit cards and try to avoid using credit card extension services. If it is really necessary to apply for a credit card extension, you should try to choose a shorter extension period and pay off the amount as soon as possible within the extension period to avoid unnecessary fees.